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What Are Smart Contracts and How Do They Work?

May 23rd. 2025

Learn Crypto

Understand what smart contracts are, how they automate agreements, and where they are used in the blockchain world.

What Is a Smart Contract?

A smart contract is a self-executing program that runs on a blockchain. It automatically enforces and executes the terms of an agreement without the need for intermediaries. Once deployed, it operates according to its coded logic, ensuring transparency and trust between parties.

How Do Smart Contracts Work?

Smart contracts are written in code and deployed on a blockchain like Ethereum. They are triggered by predefined conditions. When those conditions are met, the contract executes its programmed action — like transferring tokens, granting access, or logging data.

Smart contracts are immutable, meaning once deployed, they cannot be changed. This ensures trust but also means any bugs or flaws must be handled carefully during development.

Use Cases of Smart Contracts

  • Finance: DeFi apps automate lending, borrowing, and yield farming.
  • Supply Chains: Track goods and release payments upon delivery.
  • Insurance: Automatic payouts for claims based on external data.
  • Gaming: Manage in-game assets, NFTs, and fair play mechanics.
  • DAOs: Governance rules for decentralized organizations.

Popular Platforms for Smart Contracts

  • Ethereum: The pioneer and most widely used smart contract platform.
  • Solana: High-speed contracts with low fees.
  • Polygon: Layer 2 scaling solution for Ethereum with smart contract support.

Benefits of Smart Contracts

  • Trustless automation
  • Security and transparency
  • Reduced costs by eliminating intermediaries
  • Global access and interoperability

Risks and Considerations

  • Bugs or flaws in contract code
  • Irreversibility once deployed
  • High gas fees on some blockchains (like Ethereum)

FAQs about Smart Contracts

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